Launching soon

Every bank limit across your group, in one place.

Mero Loan keeps track of your companies' bank facilities: sanctioned limits, drawings, interest, instalments, maturities and NRB loan classification. Your finance team always knows what is available and what is due.

Group dashboardAsoj 2083 · FY 2083/84
Total limit42.50 Cr
Outstanding26.10 Cr
Available16.40 Cr
Bank A
62%
Bank B
84%
Bank C
38%
Bank D
55%
An LC at Bank B matures in 5 days. Funds for the acceptance are short by NPR 12,40,000.
Illustration with sample figures
Built for how Nepali businesses borrow

The figures your bank sees, worked out for you

Spreadsheets drift. Mero Loan follows the structure of your sanction letters and does the arithmetic the same way every time.

Limits counted once

Sub-limits inside a parent and combined limits are netted properly, so the total and available limits match your sanction letters, bank by bank and company by company.

Every kind of facility

Term and hire purchase loans, working capital, short-term loans, bank guarantees, letters of credit, acceptances and force loans, each in its own register.

Interest and base rates

Each bank's base rate and its reset policy, EMI and EQI schedules that follow rate changes, and late-payment and penal interest worked out to the day.

Dues and maturities

Instalments, interest and maturities due soon, in one list, with alerts before anything falls overdue.

Overdue and NRB classification

An overdue statement and each loan's NRB classification, so a problem at one bank is seen before it reaches another.

Collateral and margins

Collateral cover and headroom, insurance expiry dates, cash margins and NRB margins, all tied to the facilities they secure.

How it works

From sanction letter to daily decisions

  1. Set up once

    Enter your companies, banks and the limit structure from each sanction letter. We help you through it.

  2. Record as you go

    Drawings, renewals, repayments and settlements, with approval by a second person where you want it.

  3. See what matters

    Available limits, interest, dues, overdue amounts and classification are worked out for you. Click any figure to see how.

  4. Share with confidence

    Statements and reports for management and banks, in Nepali and English dates, with lakh and crore grouping.

Security

Your data stays yours

Two-factor sign-in, each organisation's data kept strictly apart, encryption throughout, and a signed record of every change.

How we protect your data →
Plans

Sized to your group

Plans by the number of companies and total sanctioned limit you manage. Every plan includes every feature.

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Already a user?

Moving from the OneDrive version

Your records, users and full history move across. Every figure is checked to the paisa before and after.

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Get in touch

Book a demo or register your interest

We are opening to our first clients now. Tell us about your group (how many companies and banks), and we will show you Mero Loan with figures like yours.